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Archive for December, 2011

Finding The Miracle in The Mess

Posted on: December 30th, 2011 by Beth Heilman

As I sit here in my office looking back at everything that's happened this past year, it's amazing to me how God works when we let Him.

There's been something going on in my life that I haven't been very vocal about because to be honest, it made me feel like a failure. I thought that if I talked about it and let everyone know about it then they'd KNOW I was a failure and then "who would listen to me".

That was my ego talking. And officially, here and now, I'm stuffing a sock in it's mouth. 

All I know is if I can share what I've been through, maybe just maybe, it will help you or someone else to see that there is always hope…there is always a way.

Let's start with how the mess began…

Many of you know of my years selling Real Estate for builders here in Las Vegas. It's no secret that the Las Vegas housing market has been the black hole of foreclosures and short sales for a few years now and doesn't look like it's getting better any time soon. The results have been devastating economically, from a numbers stand point.

What few people see is the day-to-day effect it's had on good, hard-working people.

It  was humiliating to be "down-sized" because of the market conditions. It was torture to find myself sitting straight up in bed at 3 in the morning for way too many nights, crying my eyes out because I didn't know how I was going to cover the bills that month. How was I going to take care of my son? With my income at 25% of what it once was,  I'd nearly run out of savings after not being able to get another job after over a year. The creditors were calling from morning till night. It was even more humiliating (for me) to do, but I had to declare bankruptcy.

I'm not proud of it, but it was the only to hope to salvage what I'd worked so hard for; to get some relief from the constant, sometimes overwhelming stress…and the saga continued. And so did the mess.

This past March, after nearly two years of working with what turned out to be an extremely incompetent attorney and still no bankruptcy confirmation in sight, I fired him. His work was so bad and he'd made so many mistakes that I figured I could do a better job on my own. So, for several months I was my own lawyer.

(Please do NOT try this at home…it sucked 🙂 )

The bankruptcy originally started with the fight to keep my own house after every attempt to work with the bank failed. It was the home I lived in, the one I designed just the way I wanted. It's beautiful. It's mine and I wanted to keep it.

That house is a dream house. It's not overly fancy, but it has stainless steel appliances, granite counter tops, gorgeous dark wood floors and plantation shutters. I chose every detail. Lovingly, painstakingly. It has custom paint and a custom made patio with brick pavers. I hung every ceiling fan and installed every custom light fixture.

And now…someone else is living in it.

No, I haven't lost it, but it was pretty darned close. The only way to save it was to move out of it and make it an investment property, to rent it out. Crazy isn't it that I own five (used to be six, but remember the bad attorney? Nuf said.) investment properties and can't live in any of them.

I know some of you won't feel too sorry for my situation, after all I get to keep most of my "stuff", right? That's very true. I consider myself very lucky. However, since all of this began, I've had to hold on to them by a thread at times. In the past three years, ALL of my houses have been trashed by tenants who felt they were entitled to a free roof over their head, or to steal the appliances, or to steal cabinets. They left disaster in their wake ( they were mad that I evicted them for not paying rent, go figure) and the houses were left beyond filthy. Sometimes it was so bad, it made those people on the TV show "Hoarders" look like neat freaks. I'm not kidding.

All that mess took money, lots of money ( and new, responsible tenants) to put right again.

Financially, things kept going from bad to worse. Why didn't I just throw up my hands and walk away? I asked myself that question…a lot. Every time I didn't think I could take one more thing (like three air conditioners going out in a 30 day period), I'd ask God "why?". He'd say "Hold on, keep the faith, there's always a way".

You know what? There always was. Sometimes it showed up at the very last minute, but it always showed up.

Like the thing with my own house. After many head-to-head battles with opposing attorneys, I had a heart-to-heart with my new attorney ( I might be stubborn, but I'm not dumb. I knew I needed a professional so I hired a good one) I made the decision to move and rent it out. It was the only way; or I stood the risk of losing everything. It was heart-wrenching. Not to mention scary. Since this thing had dragged on so long, my once-stellar credit is now beyond horrible at this point. Who on earth is gonna rent to me? (Ego talking again. Shut up ego)

Not only was I moving me, but I had to move my 8 year old son out of the only school he's ever known. For any kid it's tough, but Emanuel has learning disabilities and a change in his routine can throw him into a tail-spin for quite a while. 

At one point he said (crying) that he wasn't going to move and would live in the empty house. I wanted to crawl under a rock.

But here's how good God is. Within one week's time of making that decision, I put my house up for rent and it rented within a day, found the house (my miracle) I'm living in now and moved. What a whirlwind!

My biggest concern when I started looking for a house was finding someone who would rent to me with my current credit…mmmm…status. I had visions of living in Motel 6 or a refrigerator box under a bridge somewhere. Overly dramatic, I know but unless you've lived it, it's hard to imagine how scary things can get.

Another miracle was in the works…there was this house listed on Craig's List that I was absolutely drawn to. I was looking at other one's, but I always kept coming back to that one. It had been on the market for two weeks in a neighborhood literally one minute away from my youngest daughter and her family. It's in the same neighborhood I lived in for 11 years and loved.

I called on it and was told that there had been NO ONE else that had looked at it or even called on it. I thought that was a little strange since the pictures of it were beautiful. Two story, 3 car garage, three bedrooms, a loft and an office (with doors…bonus) and a POOL! The price was perfect. What the heck was going on?

I made an appointment to see it. The pictures didn't do it justice. It was gorgeous, spotless and unbelievably perfect for what we needed. My son and grandmunchkins would even be going to the same school!!

OK, I thought. Now I have to tell them the credit situation. Better to be up front and get rejected now than get my heart set on it and have them tell me to take a hike.

I didn't have to worry. The owners are lovely. My credit didn't matter. (Huh? This was definitely a God thing) They gave me the keys five days early and even offered to let me split the deposit into two payments. They wanted someone who would take good care of the house and pay on time. Yes folks…that would be me 🙂 We were approved without question. Everything just fell into place. It's like it was meant to be…

At first I couldn't believe it, but then I just smiled…

I know that God was keeping this house for me. Even though I couldn't stay in my dream house, He guided me to one that is absolutely wonderful. No worries about getting a "knock at the door". The stress is gone and the peace I  feel is almost unreal. I know in my heart that even if the worst happened and all my "stuff" got taken away, we'd still be secure and comfortable.

God made a miracle out of the mess.

I said it earlier and I'll say it again. When the world feels like it's caving in around you and you just want to quit, be very still and
listen. "Hold on, there is always a way". He'll lead you out of your mess if you'll let Him. The key is to Trust Him and Let Him. You'll
never have to worry again.

As 2011 closes out and 2012 is on the horizon, I'm super excited. Financially, I'm no where near out of the woods but I have my Plan written down and my priorities in place. I have my own business now. No one is ever gonna get the chance to lay me off again. I'm working with not one, but two awesome coaches for the entire year. Both are successful in their own right, and together this mess will truly become a miracle. I believe that with everything in me.

In order to create that miracle though, I know I have to change. I have to once and for all get over my "stuff" (my excuses). God will only do His part when I do my part. I'm ready to do what it takes and make the changes to turn this mess into a miracle. If you're facing your own "mess", it's my hope that you're willing to make a change, too. You deserve every success.

Folks, there's nothing material that can't be fixed or replaced, we all know that. It's our relationship with God and our family and friends that matters. Those are your everyday miracles.

Maybe you have a story of how a mess became a miracle. I'd love to celebrate it with you and everyone who visits here; so please share your story in the comment section below. Take care. Talk with you soon. Until then..

 

Sonrisas (smiles),

Beth 🙂

 

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How To Get Started Doing What You Love…Knowing Your Why

Posted on: December 19th, 2011 by Beth Heilman

Today's post is the next in the continuing saga of "As The Business Turns" or more aptly named "As The Mind Changes" (read the previous post if you haven't got a clue what I'm talking about) 

On our last episode we talked some about the frustrations we encounter on this entrepreneurial journey doing what we love when we pretty much love to do everything…and we make ourselves crazy trying to decide what the heck to do.

Here's something that's helped me narrow down the field of business possibilities and keep from banging my head against the wall (too much 🙂 )

First, before you try and figure out the "what" (or what's) of the thing you're going to be earning a living at, it's important to know your why.

Along with your why is the question, what do you want your life to look like?
 
What I mean by that is it will do you absolutely no good to choose a business running a used book store because you love old, rare books if you're a free spirit and want to be able to pick up on a whim and fly off to Tibet. There's not much whimming allowed when you have a brick-and-mortar store to open up everyday. The freedom to travel you long for will be sacrificed for the day-to-day routine of running a store.

Can you see yourself feeling stiffled? Maybe even resenting the business after a while because you feel tied down? Best to figure that out at this stage…BEFORE you order the bookshelves, agreed? Thought so…let's keep going.

Figure out your "why" and write it down.

Next, take out a blank sheet of paper and start listing out all the things you love to do. Really let your creativity flow. Nothing is too
silly or insignificant at this point. Pen ready? Ok…let 'er rip!

(Clock ticking…Jeopardy music playing in the background) Ding!

Ok. Did you come up with a good sized list of things? It doesn't matter if they all relate or are polar opposites of each other. Just get 'em on paper.

If you're like me, some will relate and some just make me wanna go, "huh?" Doesn't matter. What you love to do and the ability to make a living doing it is part of your DNA. It's time to start tapping into it.

Now, a little caveat here. There ARE those things that should be done just for the sheer love of doing them because quite frankly, there just ain't a market for it. Here's an example (and I'm making this up); say you love collecting chicken feathers.

You have the most extensive collection of domestic chicken feathers in the northern hemisphere. You're an extremely proud chicken feather collector and would love to open up a chicken feather museum. Do you see where I'm going here? Thank you.:-)

Not much call for a chicken feather collection unless you're a balding chicken. That, my friend is better kept as a hobby. Hobbies are a happy thing, too.

Back to our regularly scheduled program…

What I want you to think about now, and until the next post, is possible different "profit centers" using the items on your list.

Are there ways you could turn you passions into an information product like an ebook, book or mp3 that people would pay for? Could you do a how-to workshop in your town?

How about making an actual physical product that you could sell and distribute is a local shop or maybe put on ebay. There's a zillion ways to market and distribute both physical and digital products. 

What I want to do here today is open up your imagination and let you know that you really can have the life of your dreams doing what you love. Just apply that creativity of yours and watch what happens.

That's enough brainstorming for now. Keep going over your list and next time we'll talk about how you can do what you love even if you're still working a regular J-O-B (for now 😉 ) Leave a comment below and let me know how your list is going. I'd love to hear all about it. Until next time…

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Deciding On A Business When You Love To Do …Everything

Posted on: December 12th, 2011 by Beth Heilman

After you've made the decision to strike out on your own and be an entrepreneur, deciding on a business to go into should be easy, right?

I mean you know what you're good at. You know what you like doing.

Hmmm…there's the issue. You like doing EVERYTHING!!

Now, I may not be talking to all of you here. Some people just know what they're meant to do.

Then there's those of us who are decisionally challenged who can flip-flop daily (or hourly) on which business avenue to pursue.

Want to hear some good news?

You don't have to decide.

What I mean by that is you can create a business that incorporates your talents and your passions and you don't have to pick just one way to earn your living.

Matter of fact, given what we've been through these last few years in the economy, it's smart NOT to have just one way.

I'll use myself as an example. After I was downsized from my job four years ago, I knew I could sell houses. Problem was the market wasn't all that pretty plus I was suffering from a serious case of don't-care-if-I-never-sell-another-house-again burn out.

Not good when it's only thing you've done for a living for the last 17 years. I knew I'd always keep my real estate license, but  also knew that I had other passions I wanted to pursue; passions that had been put on hold in the pursuit of a Real Estate career.

So I started looking, and looking, and looking. If looking could've been turned into a career, I'd be sittin' pretty right now.

Everyone said to really focus on the real estate, and even though I love working with my buyers still to this day; it didn't hold the same excitement that it used to. There had to be something more.

The search continued…I dabbled in a couple network marketing companies. I fell in love with internet marketing and put up some
websites. I started a little mobile marketing company. I wanted to do it all. Everyone said focus on one thing…and I just couldn't.

Then I came across the coolest book. It's called "Refuse To Choose" by Barbara Sher. When I started reading it it was like finally someone was speaking my language.

While I'm not going to do a full-on book review today, I'm giving it my whole-hearted recommendation for anyone who loves to do a bunch of things and would love to make a living at them, but doesn't have a clue where to start…or where to start first.

There are those people (like me) who have a lot of knowledge in a LOT of different areas and they love ALL of it.

When I tried to come up with my "one big thing", I took a look at all the experiences I've had. Let's see…

I was a military wife and mother for 20 years. At one point in time I added up all the time I held down the fort by myself. It totaled almost 12 of those 20 years. I could talk to Military spouses and retirees…

I've sold Real Estate for the last 20 years in the highly crazy Las Vegas market.I could talk about real estate…

Most of the time I sold new homes and worked so hard (my fault) that I developed Fibromyalgia and Chronic Fatigue. I could help people with the same thing and let them know what to do to feel better…

I'm a mom of four awesome kids. Two of them have special needs and my youngest, Emanuel, I adopted in Colombia, S.A. as a single mom in 2004. Maybe I could help parents of special needs kids or adoptive single parents…

Maybe this, maybe that…eeeeeek!

It was driving me nuts. That's when I found Barbara Sher's book. What I found was there are certain people who do lots of things well. You'll learn that you can actually earn a living doing lots of different things. And you'll learn that it's OK.

I'm going to be talking about this more in future posts and I'm gonna be giving you different examples of how to turn those things you love into income.

Stay tuned and be sure you sign up for my free report to the right. If you've even thought about starting your own business; read it, today's post will make perfect sense.

Let me know what you think about having a passion for and making a living with a bunch of different things. Look forward to hearing from you…

 

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